Month: March 2021

20 Mar

Shared Office Space in Malaysia: What are the Pros and Cons?

The shared office space in Malaysia has an enormous growth opportunity and so much potential to excel. More and more Malaysians are demanding a flexible working culture amid their hectic lifestyle.

There are also many co-working space providers looking to offer office space for rent KL with more competitors coming into the market. Shared office spaces have become more prevalent as it has become much more expensive to maintain a traditional office.

office space in kuala lumpur

Changing Business Nature

The nature of business is changing with over two-thirds of global corporate planning to increase their use of flexible co-working and collaborative working space soon. The advancement of technology also allows for greater flexibility in terms of location, communication, and capability with the demand for virtual office Malaysia increasing.

There are many advantages and disadvantages of working in a shared office that working individuals should consider when considering work at a shared office space in Malaysia.

Pros of Shared Office Space

Travel Convenience

Co-working space is usually located in prime locations which are mostly near the public transportation system. For example, there are many serviced office for rent in KL Sentral all over Kuala Lumpur that are located strategically for the convenience of working individuals. KL Sentral is the central railway station of KL offering easy access to various places in the city.

virtual office in malaysia

Flexible Routines and Schedules

With the availability of virtual office KL, working individuals are no longer tied to a basic routine of an 8 am to 5 pm working job. Working individuals can enjoy so much flexibility in terms of setting their schedules, and they can enjoy their very own unique routine that they prefer.

The flexibility provided by the co-working space can also help working individuals to achieve greater productivity when doing their works.

Access to various amenities and services

The co-working space is also usually a fully serviced office that offers working individuals and even businesses the necessities that are needed. This includes high-speed WiFi, free printing and scanning, mail distribution, and even meeting rooms.

It is also less costly for small firms to rent a co-working space compared to maintaining their own traditional office.

Networking and Business Opportunities

This may be the most significant benefit of the shared office space, which is a community-based place. The professional community encourages social interaction where working individuals get to develop and increase their networking.

There may even be educational opportunities where working individuals will be able to learn from various other professionals, workshops, and even panel discussions. All of these will be beneficial for their career growth.

virtual office malaysia

Cons Shared Office Space

Different Culture

Every company has its own culture, there are even different cultures in co-working spaces. Sometimes, working individuals may face difficulty coping with other people. There are also different values and beliefs that the working area follows or adheres, and it may be contradicting thus leading to misunderstanding. It is too hard for a business to align its culture with the functional space’s culture.

Lack of Control or Customisation

Working individuals or even businesses may face the disadvantages of having minimal control or the inability to customise their working place. Companies with traditional offices can usually customise their office to represent their unique preference.

However, in a co-working space, you are quietly reminded that the place is not yours, and you may not have full control of what is going on.

Ultimately, shared office business allows working individuals or companies to entirely focus on their tasks and business instead of worrying about maintaining an old and cramped office. Shared office breed activity-based working and can be a solution to many start-up companies and working individuals amid this global pandemic.

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20 Mar

Tips Sebelum Beli Rumah Pertama Di Malaysia

Beli rumah pertama adalah kewangan yang besar serta komitmen emosi, jadi sebelum anda mengambil risiko, pastikan anda mempertimbangkan perkara berikut.

menjana pendapatan sampingan

1. Pilih Lokasi Rumah Anda

Perkara pertama yang anda perlukan untuk membuat keputusan apabila membeli rumah adalah di mana untuk didiami sendiri. Sekiranya anda membeli berhampiran dengan tempat anda tinggal sekarang, anda sudah pasti mengenali kawasan tersebut. Tetapi jika anda berfikir tentang lokasi lebih jauh, anda perlu menyelidik lokasi baru.

2. Pilih Rumah Jenis

Jika nak cari rumah mampu milik berdasarkan tahap pendapatan semasa anda, anda perlulah pilih rumah jenis kerana harganya agar berbeza untuk jenis rumah yang tak sama. Kebanyakan pembeli rumah kali pertama tahu akan hanya dua kategori utama: landed dan bertingkat.

Kebiasaannya, unit kediaman bertingkat tinggi mempunyai harga yang lebih murah berbanding dengan landed rumah. Tetapi, faktor-faktor yang lain akan menjejaskan harga rumah seperti lokasi, pemaju rumah, kemudahan dan saiz rumah.

cara jana pendapatan sampingan

 

3. Penyelidikan Mengenai Harga Rumah

Anda perlu tahu sama ada anda mampu membeli rumah di kawasan tertentu, atau sama ada anda perlu meluaskan carian anda sedikit untuk mencari hartanah yang memenuhi pendapatan anda.

Terdapat banyak cara kira loan rumah untuk membantu anda menentukan berapa jumlah yang mampu dipinjam untuk membeli rumah idaman anda.

Selepas mencari lokasi dan jenis rumah idaman anda, anda hendaklah membuat bajet dengan kalkulator loan rumah. Apabila mencari rumah idaman baru, penting untuk memahami berapa banyak kos lain selepas anda beli rumah tersebut.

Sekiranya anda gagal memberi tumpuan kepada yuran-yuran yang berterusan seperti bayaran penyelenggaraan, bil tenaga dan air ke dalam belanjawan anda, anda mungkin terkejut.

4. Mempunyai Rekod Kredit Yang Baik

Bagi kebanyakan orang, membeli rumah dengan Mega 3 bermaksud mendapatkan pinjaman. Sebelum anda mempertimbangkan untuk berbuat demikian, anda akan mengambil beberapa langkah asas untuk menjelaskan kewangan anda. Sekiranya anda mempunyai bil, cukai, atau hutang lain yang belum dibayar, pastinya anda bekerja untuk membayar semua. Jika anda mempunyai pinjaman kereta, hutang kad kredit, atau hutang lain yang anda boleh bayar, lakukan secepat mungkin.

Untuk dapat pinjaman perumahan, anda perlu tahu skor kredit anda supaya permohonan pinjaman boleh lulus.

Jika anda ingin memohon pinjaman peribadi, pemberi pinjaman mungkin ingin melihat enam bulan terakhir penyata untuk mana-mana akaun bank anda. Di samping itu, banyak bank dan pemberi pinjaman ingin melihat butir-butir mengenai apa-apa deposit yang jumlahnya tidak normal.

 

5. Membanding Pakej Pinjaman

Adakah anda memerlukan bantuan kewangan tetapi mahu ianya menepati tuntutan shariah? Pinjaman islamik yang tidak unsur riba yang wujudnya, adalah satu “pembiayaan islamik”. Pembiayaan islamik juga dikendalikan oleh Bank-bank di Malaysia. Pihak bank akan beli rumah dahulu bagi pihak peminjam, dan menjual rumah tersebut kepada peminjam dengan harga dan kadar keuntungan yang telah dipersetujui.

Bagi sesiapa yang ingin dapat sumber kewangan yang lain, sinilah salah satu tips beli rumah pertama.

Pengeluaran kwsp untuk beli rumah dan ini mengizinkan pekerja menikmati faedah persaraan. Syaratnya untuk mengeluarkan wang daripada Akaun 2,  pastikan umur anda belum masuk 55 tahun, dan kena ada at least RM500 dalam Akaun 2 tu.

Pengeluaran simpanan KWSP untuk perumahan hanya boleh buat untuk rumah pertama dan kedua saja, yang ketiga tak boleh ye.

6. Pilih Ejen Hartanah

Rumah pertama anda adalah pembelian besar-mungkin juga yang terbesar yang pernah anda buat hingga ke tahap ini dalam hidup anda! Oleh itu, anda tidak mahu risiko mengacaukannya. Sealain ia dapat membantu dalam meningkatkan pendapatan sampingan, ejen hartanah profesional akan mengambil berat dari bahu anda dengan membantu anda mencari rumah, merundingkan kesepakatan, dan melihat proses melalui hingga penutupan.

20 Mar

The Various Types of Contact Lens in Malaysia

Contact lens Malaysia was invented several years ago. These products have undergone several innovations and changes to meet consumer needs. Currently, there are more than ten types of contact lens in Malaysia and each of them has its own characteristics.

You can either decide on your own or get a prescription from your eye doctor on the specific type and brand of the lens to use. However, the eye doctor is in the best position to suggest the contact lens to use. It does not matter whether you need a daily contact lens or you will be wearing then occasionally. It is always wise to go for professional advice. Here are some of the contact lens in Malaysia.

toric contact lenses

Daily Wear Soft Lens

These contact lenses are manufactured from soft polymer plastic. The lenses allow oxygen to pass through them which provides a high level of comfort than the rigid gas permeable contact lens. The disposable soft lens falls under this category.

They are referred to as daily contact lens because you have to clean them on a daily basis. Apart from the disposable products, we have those that you can wear for a period of one year. The challenge with these lenses is that they absorb lotions and oils easily. This characteristic of contact lense does irritate eyes and renders them less durable than the hard lens.

Disposable Soft Contact Lens

You can wear these comfortable daily lenses for a period of two weeks. You need to wash them daily but they will not last for several months. It is possible to get this contact lens online.

daily lenses

Daily Wear Disposable Lens

You can only use these contact lens for a day and then discard them. Even though these are the cheapest lenses in the market, the expenses will pile up so much in the long run. Thus, you need to make a wise choice when looking at the contact lens price. The primary advantage of these contact lenses is that they reduce your risk of eye infection.

Coloured Soft Lens

These are the perfect contact lens for anyone who wants a fresh look. These products come in various tints even though they serve the same purpose as the colour contact lenses. Some of the coloured lenses have tints that are not for aesthetics. The light-filtering tinted lens is mostly for sports enthusiasts and athletes.

daily lenses

Extended Wear Lens

You can wear the extended wear contact lens for several weeks which can be 30 days without removing them. You can get them in either permeable or soft types of lenses. It is a perfect choice for people who are busy and have time to clean the lenses on a daily basis.

Daily Wear Rigid Permeable Lens

These contact lenses are manufactured from plastic that is not absorbent or soft that is not as soft as the soft contact lens. However, the lens allows oxygen to move through them. These lenses don’t tear easily like the soft ones but it may take you a few weeks before you get used to them. You will also have to clean these contact lenses daily.

Bifocal Contact Lens

These contact lenses are for people who suffer from presbyopia. If you have this condition, this is the best type of contact lenses to choose from.

Toric Lens Malaysia

These are contact lenses that are utilized in correcting astigmatism. Toric lens Malaysia is also bi-focal. They are either made from gas or soft lens permeable materials.

Orthokeratology Contact Lens

These are lenses that improve vision problems that are caused by the shape of the cornea. When you wear these lenses overnight, they adjust the shape of the cornea. Therefore, you will have good eyesight the following day for the next 12 hours. With this knowledge, you have a clear understanding of the various types of contact lens Malaysia.